The number of unbanked and underbanked in Indonesia are still high. This shows our level of financial inclusion is lower than other countries in Southeast Asia. For Indonesian Government dan OJK, it appears to be an issue. Therefore they come with Laku Pandai or branchless banking program to reach the unbanked and underbanked.
Our Branchless Banking system is fully developed, Indeed it's easily accessible by merchants anytime and anywhere. The access are not limited to web portal, but mobile portal as well for the ease of transaction.
Non-transactional features in application are managed by admin that enables them to manage transaction history, data customers and merchants, set profit for merchants, etc