Vascomm - Bright Solution For Your Business

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The number of unbanked and underbanked in Indonesia are still high. This shows our level of financial inclusion is lower than other countries in Southeast Asia. For Indonesian Government dan OJK, it appears to be an issue. Therefore they come with Laku Pandai or branchless banking program to reach the unbanked and underbanked.

Branchless Banking

Our Branchless Banking system is able to provide banking services to public especially in rural area to reach unbanked and underbanked, which allows people to open saving accounts, saving and withdraw funds through intermediaries of bank merchants which might be their own neighbor or village head. There is no need to go to bank directly.

Open Account

Users can open saving account for others

Payment, Purchase, and Transfer

Users can pay bill, transfer to all bank accounts, and other online payment

Deposit and Withdraw

Users are able to withdraw and save customer's money

Our Branchless Banking system is fully developed, Indeed it's easily accessible by merchants anytime and anywhere. The access are not limited to web portal, but mobile portal as well for the ease of transaction.

Non-transactional features in application are managed by admin that enables them to manage transaction history, data customers and merchants, set profit for merchants, etc

Development Method

Branchless Banking system is developed using middleware that implement communication to link newer system with core banking system. It enables various distributed system to communicate and manage data quickly and efficiently.